DIPUTADO, Mary Monette; TINGUHA, Lovely. Financial Knowledge and Practices of Online Freelance Professionals: A Gap Analysis. JPAIR Multidisciplinary Research, Philippines, v. 62, n. 1, p. 164–187, 2025. DOI: 10.7719/jpair.v62i1.962. Disponível em: https://www.philair.org/index.php/jpair/article/view/962. Acesso em: 4 nov. 2025.